Can I add a security freeze to my credit report for free?

You have the right to add a security freeze to your credit reports for free. Also known as a credit freeze, this action can limit access to your credit reports and help protect you from some types of credit and identity fraud.

What is a credit freeze & how does it work?

A credit freeze restricts access to your credit report. If you suspect your personal information or identity was stolen, placing a credit freeze can help protect you from fraud. What is a credit freeze? When you place a security freeze, creditors cannot access your credit report.

What if my credit report is frozen?

This can complicate legitimate applications for loans, credit cards and other things because you'll need to lift your credit freeze on your file before the process can move forward. You have the right to contact each national credit bureau individually to freeze (or unfreeze) your credit reports. They'll do so for free upon request.